In April 2007 diverse developments in interest rates on loans to the Households sector were observed compared to April 2006. Interest rates on BGN overdraft decreased by 0.37 percentage points to 14.02%, while those in EUR decreased by 0.59 percentage points to 10.11%.

Interest rates on long-term BGN loans for house purchases rose by 1.63 percentage points to 8.46%. Interest rates on long-term BGN consumer and other loans decreased by 0.42 and 0.40 percentage points to 9.98% and 12.08% respectively. A decrease of 0.13 percentage points to 7.49% in interest rates on long-term EUR loans was observed.

The average interest rate on BGN overnight deposits of the Households sector in April 2007 compared to April 2006 decreased by 0.01 percentage points to 0.87%. The same indicator increased by 0.19 and 0.12 percentage points to 0.48% and 0.34% in EUR and USD respectively.

Average interest rates on time deposits of the Households sector with agreed maturity of up to 1 month were within the range of 1.82% and 5.23% for BGN deposits, 1.67% and 4.80% for EUR deposits and 1.07% and 3.94% for USD deposits.

In April 2007, compared to the same month of the previous year, higher interest rates on deposits redeemable at notice were agreed in BGN, EUR and USD: an increase of 0.38, 0.54 and 0.46 percentage points to 2.64%, 1.87% and 1.39% respectively.

Average interest rates on EUR loans of the Non-financial corporations sector agreed in April 2007 were higher compared to April 2006 while diverse developments were observed in the BGN loans. BGN overdraft interest rates increased by 1.71 percentage points to 8.70% and EUR overdraft rose by 1.41 percentage points to 7.07%.

Interest rates on BGN short-term loans (up to and including 1 year) other than overdraft decreased by 0.30 percentage points to 07.35% while interest rates on EUR loans increased by 2.05 percentage points to 8.27%. The same indicator on BGN long-term loans decreased by 0.61 percentage points to 8.84% and the EUR one increased by 0.42 percentage points to 8.25%.

In April 2007 compared to the same month of the previous year average interest rates on overnight deposits of the Non-financial corporations sector in BGN and USD increased by 0.15 percentage points in BGN and 0.78 percentage points in USD, while that in EUR decreased by 0.01 percentage points to 0.61% in BGN, 0.60% in EUR and 1.45% in USD respectively.

In April 2007 compared to April 2006 average interest rates on time deposits with agreed maturity of up to 1 month increased in all currencies: in BGN by 0.39 percentage points, in EUR by 0.62 percentage points and in USD 0.88 percentage points to 3.74%, 2.57% and 4.10% respectively.